Residential Single-Family
Your Home Is Your Largest Investment; Let EPIC Help You Protect It

A damaged home can have a substantial impact on your life. Not only do finances become stressed as you unload large sums to contractors but your focus becomes engulfed with the anxiety of rebuilding your home and finances to what they had been prior to your loss.

Countless homeowners fail to collect the full settlement amount recoverable simply because they are not aware of the ins and outs of the claim process. This adds to your loss and equates to more money out of your own pocket.

No claim is too small. If our guidance will be beneficial to you in settling your claim, we won’t turn you down. At EPIC, we understand that big or small, a person’s home is their largest investment and the financial burden and stress is felt just as much on a small claim as it is on a larger one.

Residential Multi-Family

Multi-family residences normally involve more complex estimates than a single residence home. Whether or not these dwellings have a homeowners’ policy they must still be built to commercial code. This brings into affect additional state statutes and codes that would not typically be considered in a standard homeowners claim. Most adjusters are not immediately aware that this is the case and is a common mistake resulting in a severely underpaid claim.

Numerous professionals working for EPIC are or have been licensed general contractors and are aware of all rules and regulations presiding over these types of claims.

Also needing to be considered is the fact that each unit may have varying appliances, flooring, cabinetry and furniture. All must be accounted for in order to correctly detail an estimate. This fact is typically overlooked by rushed or careless adjusters and may cost the insured thousands of dollars out of their own pocket.

Q&A

Q: Can I do this myself?

A: Sometimes. Although we believe that no claim is too small, there are circumstances when it is more beneficial for our company NOT to get involved. If our involvement in your claim may delay or damage the processing of your settlement we’ll tell you.

However, as claims become more complex, so does the time and energy required to accurately evaluate your policy, document the individual details of your loss, value the damage, and negotiate with your insurance company. With more than two decades of hands on relationships, Epic Group has gained a thorough understanding of valuation techniques to help us ensure a full and expedited financial recovery.

Condominium claims are one of the most extensive and time-consuming claims we deal with. However, with a success rate of virtually 100%, our experts have learned to understand the needs of the association, its board of directors, and its unit owners or tenants.

In fact, Epic has learned that these claims require such an extensive amount of coordination that we have formed a Property Managers Program unique to the industry. A custom-tailored program, our PMP enables us to cater to the specific needs of the property and to coordinate communication; requiring a significant amount of skill and experience. The experts involved in the program continually assemble to discuss any changes in laws and the industry so that we can guarantee our clients the most efficient recovery process.

A Recovery Rate of Almost 100%

Additional Living Expense (ALE)

In the event your home is uninhabitable due to a loss while repairs are being made, your homeowner’s policy entitles you to the additional expenses of living elsewhere. Although the amounts and terms of this coverage differ from policy to policy, you are generally granted moving costs and expenses to cover lodging, meals, and other unavoidable living expenditures. Under these circumstances, insurance companies are responsible for maintaining your normal standard of living. For example:

The Additional Living Expense should reflect the value of your dwelling at the time of your loss; whether you live in a $3 million dollar mansion or a $250,000 condominium. If your home is uninhabitable don’t’ settle for less than you are entitled to. An EPIC adjuster has the expertise to assist you during this difficult time.